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  • Writer's pictureTom Cianflone

Why Hospital Indemnity Coverage?

Updated: May 26, 2021

If you are currently enrolled in a Medicare Advantage PPO, you likely have an inpatient hospital copay, typically in the neighborhood of $250 or more per day for the first four to eight days. Are you looking for a way to pay for that in the event of a hospital stay? Would some spare cash come in handy if you were admitted to the hospital? If you answered "yes" to either of those questions, it's time for us to talk about hospital indemnity coverage. Hospital indemnity coverage pays you a fixed amount per day for each day you are admitted to the hospital for a modest monthly premium. You can configure the daily benefit amount to suit your needs, anywhere from $100 to $900 per day. Most importantly, it pays cash directly to you, not to medical providers, so you can use the cash any way you like. For those of you turning 65, you can get this coverage regardless of any preexisting conditions! That's right! No medical questions if you are between the ages of 64-1/2 and 65-1/2! Call or email me today for a quote.

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