Tom Cianflone
Why my Services Don't Cost You a Dime (or, How I Get Paid)
Let's get right to the point: Using my services as an independent local agent doesn't cost you a thing. Period. Quite often when I'm...
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Tom Cianflone
- Jan 14, 2021
- 2 min
Everything is free, free, free! (But, not really...)
Just a reminder: Do not be taken in by these TV ad come-ons to get you to call a toll-free number to get "everything free" in some magic...
98 views
Tom Cianflone
- 5 days ago
- 1 min
How Safe is Your Hospital?
The Leapfrog Group has released the Spring 2023 hospital safety grades. The safety grade assigns a letter grade to nearly 3,000 U.S....
309 views
Tom Cianflone
- May 8
- 3 min
Do You Need a Co-Payment Protection Plan?
Around half of the Medicare population is enrolled in Medicare Advantage plans (aka, Part C plans). These private carrier plans are...
41 views
Tom Cianflone
- May 8
- 1 min
Free OTC COVID-19 Test Kits Going Away
May, 2023. The COVID-19 public health emergency officially ends May 11, 2023. After that, free over-the-counter (OTC) COVID-19 test kits...
15 views
Tom Cianflone
- May 4
- 3 min
Avoid these Medicare Enrollment Scams
Just like other scams, Medicare enrollment scams are rampant today. Here are three you can easily recognize and avoid with the...
37 views
Tom Cianflone
- Mar 8
- 1 min
Income Related SEP for Healthcare.gov Available All Year
The annual enrollment period for Healthcare.gov lasts only from November 1st to January 15th. After that, the only way new enrollments...
14 views
Tom Cianflone
- Mar 8
- 1 min
Medicare Advantage OEP ends March 31st. Now what?
The Medicare Advantage open enrollment period (OEP) ends (or, ended, depending on when you are reading this) on March 31st. If you're a...
5 views
Tom Cianflone
- Mar 2
- 2 min
Are You Prepared for Medicaid Unwinding?
If you are on Medicaid in Florida, it's important that you are paying attention to the reporting about Medicaid unwinding. What's...
47 views
Tom Cianflone
- Dec 24, 2022
- 1 min
Enrolling in Medicare in 2023?
Reasons you may decide to enroll in Medicare in 2023: You were born in 1958 and so will be turning 65 in 2023. If you are working for an...
38 views
Tom Cianflone
- Sep 29, 2022
- 1 min
2023 Medicare Rates Announced
On Tuesday, September 27th, 2022, CMS (Centers for Medicare & Medicaid Services) announced the Medicare rates for 2023 as follows: The...
121 views
Tom Cianflone
- Sep 16, 2022
- 5 min
All About AEP
October 1, 2022. This post is about the who, what and when of the Medicare Annual Enrollment Period, or AEP as we say in the business....
185 views
Tom Cianflone
- Aug 27, 2022
- 5 min
What Does the Inflation Reduction Act of 2022 Mean to You?
In this post, I run down the major provisions of the Inflation Reduction Act of 2022 (IRA2022) and highlight how the provisions in the...
177 views
Tom Cianflone
- Jul 8, 2022
- 2 min
When to Say No to COBRA (even if it's FREE)
What's wrong with this picture? You're turning 65 next month. You want to retire and your employer is offering you an attractive...
25 views
Tom Cianflone
- Jun 20, 2022
- 1 min
Nova Southeastern Veterans Services Unit
Nova Southeastern University is offering free health services to veterans and their spouses in the areas of dental, vision and mental...
39 views
Tom Cianflone
- May 30, 2022
- 1 min
OIG Report: MA Prior Authorization Denials Raise Concerns
Some Medicare Advantage Organization (MAO) Denials of Prior Authorization Requests Raise Concerns About Beneficiary Access to Medically...
201 views
Tom Cianflone
- Apr 22, 2022
- 2 min
Special Enrollment Periods
The period from April 1st to December 31st is known to Medicare insiders as the "lock-in period" for Medicare Advantage (MA, aka Part C)...
16 views0 comments
Tom Cianflone
- Apr 22, 2022
- 1 min
Client Writes Letter to the Editor -- About Me!
As many of you know, I advertise quite a bit in the New Pelican, a local interest newspaper here in Pompano Beach, Florida. Each Thursday...
49 views0 comments
Tom Cianflone
- Dec 23, 2021
- 3 min
Medicare Appeals & Grievances
If you're on Medicare, it's important to know that you have rights and that there are procedures in place for you to make your case if...
32 views0 comments
Tom Cianflone
- Dec 20, 2021
- 2 min
Getting the Most Out of Your Medicare Coverage
So, you’re on Medicare, or you’ve changed to a new Medicare plan. Now what? Here are my tips for getting the most out of your Medicare...
63 views0 comments
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